Educating Clients and Customizing Insurance Auto Insurance for peace of mind Serving the Community since 1929 Homeowners Insurance Policies Business Insurance to protect you from a rainy day Dean Gettelfinger, Gettelfinger Insurance

Southern Indiana Independent Insurance Agency Offering Auto, Home, Business, Farm, Health, Boat, RV, and Life Insurance Since 1929.

Homeowners Insurance

At Gettelfinger Insurance, we provide homeowners insurance coverage for most types of homes. We offer insurance policies for:

  • » Home Insurance
  • » Renters Insurance
  • » Farm Insurance
  • » Condo Insurance
  • » Builders Risk

Insurance Savings and Discounts!!

As an Independent Insurance Agency we coordinate and customize your insurance programs and work hard to get you the best insurance rates possible. In order to offer our clients the maximum insurance savings and maximum protection, we offer multi-policy discounts when homeowner insurance is combined with auto, business, farm and life.

Business Insurance

At our agency we offer various types of business insurance, including:

General Liability Insurance

General Liability Insurance is a broad policy providing protection to commercial enterprises and ventures from body injury liability and property damage liability.

This policy offers financial protection to business owners from risks associated with business operations, including court costs associated with defending or investigating suits or claims against your business and judgments or settlements from covered suits.

General Liability Policies provide coverage for the business owner as well as individuals doing business with your company, including business partners if a business is a joint venture, business executive officers if your business is a corporation, businesses employees, and anyone else associated with the business such as spouses or volunteers.

Business Owners Policy

The Business owners policy (BOP) is perfect for small business owners. This policy is similar to the home owners policy because it offers both liability and property protection. The BOP policy is great for small businesses including contractors, wholesalers, retailers, offices, restaurants, convenient stores and more.

Business Auto Insurance

Business auto insurance is similar to personal auto insurance and provides insurance coverage to business owned vehicles and its operations. There are many types of business auto insurance options, and we will find the right fit for every business need.

Umbrella Insurance Policy

The umbrella policy offers extra insurance protection from extensive liability claims and courts judgments involving large financial amounts.

Workers Compensation Policy

Workers compensations policy protects businesses from claims against work-related injuries or diseases suffered by employees while at their place of employment.

Life Insurance

At Gettelfinger Insurance, we provide various life insurance options including term life insurance and whole life insurance. Life insurance policies help to ensure that you, your family, and your loved ones are provided for financially in the event of death.

There are two types of life insurance policies available with various options within the types.

Term Life insurance is most popular and affordable option for life insurance. The policy is purchased for the specific length of time (in 5-year increments, typically 30 years) and provides payout upon death. The goal of the policy is to provide basic security, help to protect your family’s standard of living and help you to avoid leaving any debt behind in the event of the unexpected.

The second option is a whole life or permanent insurance policy that provides death benefits for “whole life” with “cash value” option at the time of contact maturity (usually at 95 or 100 years of age), which is equal to the death benefit. There are three major types of whole life policies, including traditional whole life, universal life and variable universal life. Whole life policies are more expensive than the term-life policies and have higher yearly premiums.

The life insurance selection process can be very complicated, but at Gettelfinger Insurance, we can help you sort through the confusing policy options and help you select a life insurance policy that best fits your needs. Please contact us today to get started on your life insurance policy.

Boat Insurance

At Gettelfinger Insurance, we provide boat insurance coverage for most types of watercraft. We offer boat insurance policies for various types of boats and watercraft:

  • » Boats
  • » Jet boats
  • » Sailboats
  • » Fishing Boats

Insurance Savings and Discounts!!

As an Independent Insurance Agency we coordinate and customize your insurance programs and work hard to get you the best insurance rates possible. In order to offer our clients the maximum insurance savings and maximum protection, we offer multi-policy discounts when boat insurance is combined with personal auto, business, or other insurance policies.

At Gettelfinger Insurance, we offer multi-policy discounts when recreational vehicle insurance is combined with auto, business, life or other insurance policies. As Southern Indiana’s oldest independent agency, we shop our various insurance partners and offer customized insurance policies that best fit your unique insurance needs. Please contact us today and get started on your custom insurance quote.

Health Insurance

Our agency provides various types of health insurance policies, whether you’re an individual or a company. Our health insurance options include:

  • » Individual Health Insurance
  • » Family Health Insurance
  • » Group Health Insurance
  • » Short Term Medical Insurance

At Gettlefinger Insurance, we offer HMOs, PPOs, POS plans and Health Saving Accounts (HSAs), and Health Reimbursement Accounts (HRAs) for Group Insurance plans. Contact us today and get a custom insurance quote for your health insurance policy.

Why Choose Our Agency

  • » Third Generation Company
  • » Independent Agency
  • » Locally Owned and Operated
  • » Building Custom Policies
  • » Certified Insurance Counselors
  • » Multiple Policy Discounts
  • » Personal, Dedicated Service
  • » And Much More


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